Mortgage, we all need at some point in life. But now a day, many people say that in the past it was easy to get a mortgage but now the process is really complicated and they reject almost everyone. Actually, this is not the case. Yes, the process has been changed a little, but if you know the ins and outs of obtaining a mortgage, you can easily get one. Ability of the applicant In the past that was not important, but now the landing companies see the ability of the applicant.